Money management reveals more about our spiritual condition than perhaps any other area of life. When we declare Jesus as Lord, His lordship must extend to our finances, understanding that we are stewards of God's resources called to manage His money His way. Scripture warns against financial deception, which is everywhere in our culture through get-rich-quick schemes and elaborate scams. The principle of sowing and reaping applies to finances - we don't harvest in the same season we plant, requiring patience and consistency rather than seeking immediate results. God uses our relationship with money as a heart diagnostic tool. The love of money, not money itself, is the root of all kinds of evil. Our goal should be accumulating wealth without letting it control us, and being willing to give whatever God asks whenever He asks. In the New Testament, tithing is just the starting point - we're called to give cheerfully, even hilariously, as our hearts follow our investments. Your checkbook and calendar serve as accurate indicators of what you truly love most. God gives financial tests like pop quizzes to prove our faith and demonstrate His faithfulness. These unexpected expenses and financial pressures aren't accidents but opportunities for spiritual growth. Just as a cardiac stress test reveals heart conditions hidden during rest, financial stress reveals spiritual conditions that remain hidden during comfortable times. Through these tests, God shows us areas of waste, clarifies our true loves, strengthens our faith, and refines our hearts spiritually.